Much like car insurance, the state of Connecticut requires that you have motorcycle insurance. Although there is legally required minimum coverage, a variety of plans are available to give you the coverage you need. You can also get optional coverage for vehicles similar to motorcycles, such as mopeds, scooters, and dirt bikes.
What does motorcycle insurance cover?
The minimum required plans only cover liability — that is, damage you do to others’ property or health in the event of a motorcycle accident. You can also get Guest Passenger Liability, which covers you in the event that a second passenger is injured on your motorcycle.
You’ll most likely want more coverage for you and your bike. This can include the following:
- Collision, which will help pay for damages to your bike in the event of a traffic accident.
- Comprehensive, which will help pay for damages caused by non-traffic accident damage, such as vandalism or animal collision.
- Medical payments, which will help cover your medical bills if you’re injured on your bike.
- Towing and labor, which will help cover roadside assistance and towing if you break down.
At State Wide Insurance, we can work with you to find you the best motorcycle coverage for the best price.